Know where your money's heading before you spend it.
Forecasts for the month, the next 12 months and 5 years ahead, with the traffic light you set as a couple and scenarios that show the impact of every big decision.
Forecast
Projected balance, month by month
Next 12 months, with your traffic-light status applied.
You'll finish the year in the green
Part of your account balance goes to your joint goals every month. It doesn't disappear, it becomes savings you can see.
How it works, in three steps.
- 1
Log your income and spending
Add what repeats every month and what's one off; the forecast is built from that data.
- 2
Set your traffic light
Choose the balance where things turn amber, and where they turn red.
- 3
See the month, the year and the 5 years ahead
Track your projected balance month by month, your net worth in 12 months, and 5 year scenarios.
Features
From this month's forecast to your net worth in 5 years, always built from what you've already logged.
This month's forecast
See whether the month closes in the green before it's over.
12 months ahead
Balance projected month by month, with what's already going towards your goals highlighted.
Net worth in 5 years
A net worth projection built from what you have today and what's left over each month (a Plus feature).
Configurable traffic light
You choose the balance where the month turns amber, and where it turns red, no fixed threshold.
"What if" scenarios
Automatic simulations, like buying the house from your goal in the planned year, or a 30% drop in income.
Scenarios calculated from what you've already logged.
No generic charts here: the 5 year scenarios use your real net worth, house goal and recurring income as a couple.
Frequently asked questions
No. It's a projection based on what you've already logged (net worth, income, recurring spending), not a guarantee. It changes as you update your data.
It's the balance alert you configure: below one value it turns amber, below another it turns red. The thresholds are set by you, not fixed.
Automatic simulations based on your real data, for example the impact of buying the house from your goal in the planned year, or a 30% drop in income.
No. Free shows the month and 12 month forecast; the 5 year forecast is Plus only.
See where your money's heading.
Free to start, takes 2 minutes.
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